The engineer behind the studio

Matthew Collins.

Senior Software Engineer & FinTech Product Architect, Manchester UK. Fifteen-plus years building things — now end-to-end across market-data systems, AI-native workflows and blockchain infrastructure.

Trajectory

From building structures
to building systems.

Eighteen years in architecture and safety-critical design technology now inform the software: systems thinking, compliance discipline and fabrication-grade documentation.

Apr 2025 — Present

Systems Engineer · AI Designer

Beaver Bridges Ltd · Manchester & Shrewsbury

AI-driven bridge-design tooling for safety-critical infrastructure. Built TypeScript + Three.js parametric modelling with Python optimisation services generating bridge options from span, skew and clearance — cutting early optioneering cycles by ~30% — with DMRB/Eurocode-style compliance validators and BIM/CAD outputs.

Apr 2024 — Present

Co-Founder & Director · Senior Software Engineer

Indigo Pascal Ltd · Manchester

Direct a UK software company across fintech, AI, blockchain and commercial digital products — architecting full-stack systems and delivering chart-led dashboards, design systems and technical documentation.

Mar 2023 — Present

Founder & CEO

Zero Blockchain / Zero Bank · Manchester

Founded the Zero ecosystem: Solidity smart-contract repositories across EVM networks, whitepapers on consensus, tokenomics and decentralised banking, and a 21-product fintech architecture with UK compliance themes throughout.

Mar 2023 — Present

Managing Director · Senior Software Engineer

Modish 0161 · Manchester

Responsive web applications, blockchain interfaces, smart-contract demos and product prototypes — with Stripe, PayPal, Clerk, Auth0 and Plaid-style integration patterns across fintech builds.

2005 — 2023

Senior Architectural Technologist & Design Lead

Architecture & design technology · UK

Commercial, residential, cinema and leisure projects — Odeon, IMAX, Cineworld, Sports Direct — through working drawings, Building Regulation submissions, fabrication coordination and site support. The origin of the systems thinking behind everything above.

Proof of work

Credentials & publications.

MSc · Distinction

Financial Technology

Manchester Metropolitan University, 2024–2025. Blockchain, DeFi, financial engineering, regulation and digital innovation. Progressing toward PhD-level research in Blockchain & AI.

16 certs

KX · kdb+ · PyKX · Quant

KDB-X Python L2, q Developer L3, KDB-X Dashboards, kdb+ Architecture, KDB.AI Vector Database, Intro to Quant Trading and more — KX Academy & Learning Hub, 2024–2026.

5 papers

Whitepapers & books

ZC-1 Consensus Whitepaper v1.0; Zero-Bank; Zero-Blockchain XYZ; Zero-Coin & Zero-Tokens ICOs — plus four published books on wealth and entrepreneurship as MJ Collins.

Open channel

Let's talk.

Open to senior engineering, KDB/q, AI systems and blockchain roles — remote or hybrid — and product collaborations.